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Many drivers assume flood damage is automatically covered, but that’s not always the case. Before the next heavy rain, it’s worth checking: ✔ What type of policy you have ✔ Whether flood damage is included ✔ Any important exclusions or conditions Knowing what’s covered today can help you avoid surprises if severe weather strikes. If you’d like a friendly review of your current insurance or a no-obligation quotation, feel free to get in touch.

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